Abstract
The adoption of socio-economic, organizational and managerial decisions in most cases implies the implementation of a procedure for multi-criteria selection of alternatives, in which possible options for alternative solutions are assessed according to two or more criteria. The existing guidelines for assessing the feasibility and effectiveness of managerial decisions involve the use of scalar evaluation criteria based on financial and economic indicators. However, in real situations, these indicators are still weakly structured. Based on this premise, the paper discusses the problem of evaluating alternative solutions, where the indicators are considered in the form of qualitative evaluation criteria with different degrees of importance. The paper proposes a balanced approach to the multi-criteria assessment of the solvency of individuals, based on a fuzzy analysis of their solvency indicators. In particular, the developed fuzzy inference system in combination with statistical methods for assessing solvency, can serve as an analytical core for a credit decision support system. Moreover, to estimate the effectiveness of investment projects the fuzzy method of weighted maximin convolution of criteria was chosen as an assessment tool, which was tested on the example of ten hypothetical alternatives.
Access this chapter
Tax calculation will be finalised at checkout
Purchases are for personal use only
References
Rzayev, R.R., Aliyev, A.A.: Estimation of credit borrowers solvency using fuzzy logic. J. Autom. Inf. Sci. 1, 114–127 (2017)
Rzayev, R.R., Aliyev A.A.: Credit rating of a physical person based on fuzzy analyses of his/her solvency. Syst. Means Inform. 27(3), 202–218 (2017). (in Russian)
Gaziyev, Z.Z.: Assessment of microcredit borrowers by the fuzzy maximin convolution method. Math. Mach. Syst. 2, 89–98 (2020). (in Russian)
Aliyev, E.R., Gaziyev, Z.Z.: Weighted assessment of the microcredit borrower solvency using a fuzzy analysis of personal data. Adv. Intell. Syst. Comput. 1306, 531–539 (2021)
Molchanov, K.: Increasing the probability of issuing a loan – instructions from the League. https://www.liga.net/creditonline/uvelichivaem-veroyatnost-vydachi-kredita-instrukciya-ot-liga-kreditonlajn. Accessed 21 Aug 2021. (in Russian)
Rzayev, R.R.: Analytical Support for Decision-Making in Organizational Systems. Palmerium Academic Publishing, Saarbruchen (2016). (in Russian)
Andreichenkov, A.V., Andreichenkova, O.N.: Analysis, synthesis, planning decisions in the economy. Finance and Statistics, Moscow (2000). (in Russian)
Application of Pareto and Bord methods for selection of investment projects. https://afdanalyse.ru/publ/investicionnyj_analiz/teorija/primenenie_metodov_pareto_i_borda_pri_vybore_investicionnykh_proektov/27-1-0-330. Accessed 21 Aug 2021. (in Russian)
Bystrov, O.F., et al.: Management of Investment Activities in the Regions of the Russian Federation. Publishing House INFRA-M, Moscow (2008)
Ali, A.E.: Investment projects portfolio analyses using fuzzy evaluation methods. Adv. Intell. Syst. Comput. 1306, 685–693 (2021)
Zadeh, L.A.: The concept of a linguistic variable and its application to approximate reasoning– I. Inf. Sci. 8(3), 199–249 (1975)
Lin, L., Hedayat, A.S., Wu, W.: Statistical Tools for Measuring Agreement. Springer, New York (2012). https://doi.org/10.1007/978-1-4614-0562-7
Mardanov, M.J., Rzayev, R.R.: One approach to multi-criteria evaluation of alternatives in the logical basis of neural networks. Adv. Intell. Syst. Comput. 896, 279–287 (2019)
Author information
Authors and Affiliations
Editor information
Editors and Affiliations
Rights and permissions
Copyright information
© 2022 The Author(s), under exclusive license to Springer Nature Switzerland AG
About this paper
Cite this paper
Aliyev, E., Rzayev, R., Aliev, E., Ali, A. (2022). Multi-criteria Assessment of Alternative Solutions in Micro-crediting and Investment in a Portfolio Using Fuzzy Methods of Analysis. In: Arai, K. (eds) Advances in Information and Communication. FICC 2022. Lecture Notes in Networks and Systems, vol 438. Springer, Cham. https://doi.org/10.1007/978-3-030-98012-2_15
Download citation
DOI: https://doi.org/10.1007/978-3-030-98012-2_15
Published:
Publisher Name: Springer, Cham
Print ISBN: 978-3-030-98011-5
Online ISBN: 978-3-030-98012-2
eBook Packages: Intelligent Technologies and RoboticsIntelligent Technologies and Robotics (R0)